Dental Insurance – South Elgin, IL
Ensuring Dental Care Remains Affordable
It is not uncommon for many patients to have questions about dental insurance. Between the convoluted details of each plan as well as the confusing terminology, it can be challenging for individuals to grasp what is covered and what is not. This is where our Grand Dental – South Elgin staff comes in. We’ll review your plan and identify ways to help you save. We’ll also go over the details of your policy so that you have a clearer understanding of the basics you need to know when pursuing high-quality oral healthcare.
We Offer In-Network Savings & Welcome Out-of-Network Providers
When it comes to dental insurance, we are pleased to welcome all PPO plans. Our expert staff will work to maximize your benefits and help you take advantage of your plan so that you do not lose money at the end of the year. If you need to file a claim, we can take care of it for you.
Our partnership with the following plans makes it possible for you to save more on the services you receive:
- Aetna PPO
- Careington Care Platinum
- Cigna PPO
- Delta Dental Premier
- DHA (Dental Health Alliance) / Sun Life Financial
- United Healthcare / DBP (Dental Benefit Providers)
- …and many more! Please call us to verify your benefits.
Understanding How Dental Insurance Works
Dental insurance requires that a monthly premium be paid just like other major insurances (i.e., health, auto, etc.); however, it is different in that it focuses more on preventing problems. Insurance companies encourage clients to seek preventive care to reduce their chances of needing restorative, complex treatment in the future. This is why most preventive services are covered at 80-100% by dental insurance companies.
What Your Dental Insurance Plan Covers
No two dental plans are alike, which is why it is necessary that our staff review your policy when calling to schedule an appointment. We will go over the details to determine what is covered and what is not. In most situations, the breakdown of benefits is similar:
- 100% preventive services (i.e., dental checkups and teeth cleanings)
- 80% minor restorative services (i.e., dental fillings)
- 50% major restorative services (i.e., tooth extractions)
No Insurance? No Worries!
Learn About Our Grand Advantage Plan
Don't have dental insurance? That's no problem! With our GAP membership, you can still receive dental treatments you need, whether you're self-employed, a small business owner, a senior, or simply not a fan of traditional dental insurance. There is a low cost annual fee to get started and with it you will receive a 20% discount off preventive care and discounts on all other available treatments.